Open Enrollment 2023

The health insurance marketplace open enrollment 2023 starts on November 1st and goes through December 15th for an effective date of January 1st. If you miss the December 15th deadline, you have until January 15th to enroll for a February 1st effective date.

Robert Falk is an officially certified Marketplace Agent

Robert can help you enroll for free, no broker fees. You get access to the same plans and same pricing that is available through the government website, but you get expert advice from a licensed and certified agent, without having to deal with the government system or government employees.

Health Insurance Marketplace Open Enrollment 2023

I’m Already Enrolled in a Marketplace Plan, Do I need to do anything?

Yes! Even though you already have a marketplace health insurance plan for 2022, it is highly recommended that you confirm the renewal/enrollment during open enrollment 2023. If you do nothing, your current plan might renew for next year, but it’s possible for information to be outdated and the pricing not accurate. New subsidies have been extended through 2025 and it’s important to have your information review each year to make sure you aren’t paying more than you should be.

I Don’t Have a Marketplace Plan, Do I need to do anything?

If you don’t have a marketplace health insurance plan, or you don’t want one, then you don’t need to do anything during Open Enrollment 2023. Most health insurance policies outside of the marketplace use a 12 month term and you don’t need to do anything until your policy is getting close to the end of its term.